PERMICRO S.P.A.

"We approached PERMICRO S.P.A. when our bank was unable to structure a facility that matched our seasonal cash flow requirements. Their team took the time to understand exactly how our business operates before proposing a solution, and the result was a revolving credit line that has been genuinely transformational for our liquidity management. The entire process from first meeting to disbursement took less than five weeks, which was remarkable given the complexity of our situation. I would not hesitate to recommend them to any business owner facing a financing challenge."

★★★★★

"As an accountant working with a portfolio of SME clients, I have introduced several companies to PERMICRO S.P.A. over the past two years and the feedback has consistently been positive. What I value most as an intermediary is their transparency — clients are always told clearly what to expect, on what timeline, and at what cost. On one occasion, they declined to proceed with a client's application and gave a detailed, honest explanation that the client actually appreciated and used to improve their business before successfully reapplying six months later. That kind of integrity is rare and worth a great deal."

★★★★★

"PERMICRO S.P.A. handled the financing for our equipment acquisition at a critical point in our expansion. The terms they secured were notably better than what our own banking relationship had offered, and their structuring team suggested a repayment schedule aligned with our projected revenue ramp that we would not have thought to request ourselves. Communication throughout was prompt and professional — our dedicated analyst responded to queries the same day, every time. The outcome has supported our growth exactly as planned."

★★★★★

"I was initially cautious about working with a non-bank financial intermediary, but PERMICRO S.P.A. addressed every one of my concerns methodically and provided clear documentation of their regulatory status from the outset. The financing facility they arranged for our property development project was well-structured and the draw-down process was straightforward and on schedule. I have since introduced two colleagues in the development sector to the team and both have had similarly positive experiences. The professionalism of the organisation is evident at every level."

★★★★☆

"Our company needed bridge financing at short notice following an unexpected delay from our primary lender, and PERMICRO S.P.A. were able to step in and deliver a solution within a timeframe that genuinely saved the transaction. The terms were fair and fully explained upfront, and there were no surprises at the documentation stage. I appreciated that the senior team was directly involved in our case rather than it being managed entirely by junior staff. We now regard PERMICRO S.P.A. as a core part of our financial infrastructure and consult them proactively rather than reactively."

★★★★★